BankWAW

Home loan Planner

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Become a Switcher.

All of our products are designed to help you bank better!

By being customer owned and local, we are helping your community improve and stay vibrant.

What's your home loan objective?

Calculate Now

As your local customer owned bank, we are committed to ensuring you have the best loan. BankWAW is owned by its members, not external shareholders, so you get all the benefits. That means better rates, better services, and 5% of all net profit goes directly back to our community.

Join the 25,000 locals that benefit from financing their lives for less with BankWAW.

Switch to a Bank you can Trust

Get a better rate

Dont get charged high fees and higher interest rates. Explore how much you could save - there's nothing holding you back from switching.

See how much you can save

Your repayments if you Switch to BankWAW:

per month

You Save:

per month

We're having trouble calculating a result, please check the numbers you entered or get in touch with us for a tailored home loan solution.

Your repayments:

per month

You could reduce your loan term from to N years by switching to BankWAW

We're having trouble calculating a result, please check the numbers you entered or get in touch with us for a tailored home loan solution.

%

p.a.

%

p.a.

* See comparison rate warning.

Calculated based on BankWAW
Back to Basics home loan, more info

Need a loan?
You've got options.

This is a calculator website for existing home owners. If you want a new home, that's great too. We do loans well. For first home buyers, we've got a loan to suit you. Start your journey by clicking below.

Enquire Now

Get A $2000 gift card

Reward Yourself

Switch your home loan to BankWAW and receive a $2,000 gift voucher* - with no establishment fee and access to offset or free online redraw.

*T&Cs apply

Offers

Switch your Home Loan

Flexible Choice Home Loan

 

Variable Rate

5 .49 %

P.A
Comparison rate*

6 .07 %

P.A
Variable Rate

5 .74 %

P.A
Comparison rate*

6 .32 %

P.A
  • Introductory period 3 years
  • Redraw facility available
  • 100% offset account
Learn More Learn More
* See comparison rate warning.
  • Introductory period 3 years
  • Introductory rate at launch 5.49%
  • Reverting to standard Flexible Choice Rate after intro period
  • Intro rate is anchored 0.75% below the standard rate
  • $0 application fee (available to all applicants)
  • $2000 gift card issued for all loans over $250k*

Home Equity Loan

 

Variable Rate

5 .34 %

P.A
Comparison rate*

6 .32 %

P.A
Variable Rate

5 .34 %

P.A
Comparison rate*

6 .32 %

P.A
  • No introductory period
  • Max 10 year term
  • Redraw facilities available
Learn More Learn More
* See comparison rate warning.
  • Rate 5.34%
  • No introductory period
  • Rate is open to all applicants
  • Loans over $50k and below $99k - $500 gift card
  • $100k to $200k - $1000 gift card
  • Over $200k - $2000 gift card*

Back to Basics

 

Variable Rate

5 .04 %

P.A
Comparison rate*

5 .25 %

P.A
Variable Rate

5 .29 %

P.A
Comparison rate*

5 .50 %

P.A
  • Free online redraw facility
Learn More Learn More
* See comparison rate warning.
* Click here to see key terms and conditions
Apply Now
Key Terms and Conditions

Cashback Offer T&Cs apply. View loan eligibility T&Cs at www.bankwaw.com.au. Before making a decision regarding a product or service offered by BankWAW, please consider its appropriateness to your circumstances by reading the terms and conditions available at bankwaw.com.au. BankWAW is the registered business name of WAW Credit Union Co-operative Limited. AFSL & Australian Credit Licence: 247298
Fees and Charges Guide (Loan Products)

*$2000 gift voucher supplied on or after settlement of loan . We offer flexibility - $2000 gift vouchers must be used at businesses located in the BankWAW region at the digression of your lender.

Voucher clawback: If the customer refinances or discharges their loan within 24 months, the full voucher value is repayable.

Intro rate period: 3 years from settlement (discount variable). Reverts to standard variable thereafter.

Voucher provision: Paid within 60 days of funding, subject to eligibility confirmation.

One voucher per borrowing entity (regardless of loan split).

Top ups: Customer requiring additional funds during the introductory period will not lose their discount for the remaining period; however standard loan establishment and legal fees apply. Introductory periods do not reset.

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

The target market for this product can be found within the product’s Target Market Determination, available at bankwaw.com.au/Support/Disclosure-Documents/Credit-TMDS

To contact us, please visit the Contact Us section of our website. To see how we protect your information, view our Privacy Statement.

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BankWAW is the registered business name of WAW Credit Union Co-operative Limited

© 2022 Copyright WAW Credit Union Co-Operative Ltd.

ABN: 48 087 651 787.

BSB: 803 070.

AFSL & Australian Credit

Licence: 247298.

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