Spring Home Loan Campaign Terms & Conditions

BankWAW Spring Home Loan campaign T&Cs

Eligibility 

1. The offer is available for Owner Occupied and Investment Home Loans approved by BankWAW during the campaign period. 

2. The offer applies only to the refinancing of home lending from another financial institution to BankWAW and must result in new lending to BankWAW.  

3. The minimum eligible loan amount is $150,000. 

4. Internal refinances, restructures, variations or transfers of existing BankWAW lending do not qualify as new lending and are not eligible for the offer. 

5. The offer is available through BankWAW's direct lending channels and accredited mortgage broker partners. 

6. BankWAW staff members are eligible to participate in the campaign, subject to the same eligibility requirements and lending criteria applying to other customers. 

Fee Waiver 

For an eligible refinance, BankWAW will waive eligible fees that would otherwise be charged by BankWAW in connection with establishing the new home loan. 

Eligible fees include: 

1. BankWAW loan establishment fees; 

2. valuation fees charged or passed on by BankWAW; 

3. property search fees charged or passed on by BankWAW; and 

4. other BankWAW fees directly associated with establishing the eligible home loan where BankWAW agrees that the fee forms part of the campaign offer. 

The total value of fees waived under the campaign is capped at $2,200 per eligible refinance. 

The campaign does not cover fees, charges or costs imposed directly on the customer by third parties unless BankWAW has expressly agreed to include those costs within the fee waiver. 

Campaign Period 

1. The campaign applies to eligible applications received during the advertised campaign period commencing on 01 September 2026 and is available until the campaign closing date of 31 January 2027 or until the campaign is fully subscribed, whichever occurs first. 

2. BankWAW may withdraw the campaign from new applications once the campaign is fully subscribed. 

Other Conditions 

1. The campaign offer cannot be combined with another BankWAW promotional offer, special rate or fee-waiver offer unless BankWAW expressly agrees otherwise. 

2. All lending remains subject to BankWAW's normal lending criteria, credit assessment, acceptable security, loan approval requirements and applicable loan terms and conditions. 

3. Participation in the campaign does not guarantee approval of a home loan application. 

4. Where there is any inconsistency between these campaign terms and the applicable loan contract or other loan documentation, the loan documentation will apply, except in relation to the specific promotional benefits provided under these campaign terms. 

5. BankWAW reserves the right to vary or withdraw the campaign where reasonably necessary. Any variation or withdrawal will not affect an eligible loan that has already been approved based on this campaign, unless otherwise agreed with the BankWAW. 

Important information 

This information is general in nature and does not consider individual objectives, financial situation or needs. Before applying for a BankWAW home loan, applicants should consider whether the product is appropriate for their circumstances and review the applicable loan terms and conditions. BankWAW is a registered business name of WAW Credit Union Co-operative Limited. ABN: 48 087 651 787, AFSL & Australian Credit Licence: 247298.