The history of BankWAW starts with the registration of the Wodonga Co-operative Credit Society in 1961.

The popularity of credit unions also reached Wangaratta, where the St Patrick's Co-operative Credit Society and Our Lady's Wangaratta Co-operative Credit Society were registered in 1964. They merged into the Wangaratta Credit Co-operative in 1970.

The Wodonga and Wangaratta credit unions merged in 1976 and changed its name to WAW Credit Union in 1980. The current Stanley Street building was established as head office in 1978, and the Albury service centre was established in 1979.

Later mergers saw the addition of the Beechworth and Ovens Credit Union (1989), Bandiana Credit Union (1998)1, B-W Albury Credit Union (2002), and Albury Murray Credit Union (2002). WAW Credit Union starts trading as BankWAW in 2022.

The Board, management, and staff highly value being part of an organisation that forms a significant part of the history of so many communities across our region, with many documents proudly on display at the head office.

With thirteen service centres - Albury, Beechworth, Chiltern, Corryong, Lavington, Moulamein, Myrtleford, Tallangatta, Walla Walla, Walwa, Wangaratta, Wodonga and Yackandandah - and a diverse range of products and services, BankWAW proudly serves its 25,000 customers throughout the region and around Australia.

1. Bandiana Co-operative Credit Union Limited is the oldest credit union in the BankWAW heritage: it was registered in 1956.