Why Refinance

Refinancing a home loan is simply switching to a different loan. You’re essentially replacing your current loan with a new one, usually with a lower rate of interest and better features, and while there are many reasons for refinancing, the top motivation is often to save money.

There are a number of reasons you may want to refinance your home loan.

So why don’t people refinance more often? There are a few reasons.
First, there is a misconception that refinancing is complicated, but it doesn’t have to be. A good home loan specialist or mortgage broker can do the hard work on your behalf, making it simple to save money.
Refinancing can sometimes incur fees, such as an exit fee from your current loan and the usual costs associated with establishing a new home loan. So before you jump into a refinance, understand the associated fees, so you understand how much money you’re really saving by refinancing.
Being informed and knowing your options is the first step.
To help, WAW has developed a Mortgage Refinance Guide to give you peace-of-mind.
Our home loan specialists are knowledgeable and provide expert advice about refinancing and how it could benefit you.

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