2-year discounted interest rate

100% offset

Unlimited free redraws

$0 monthly or annual fees

Minimum Home Loan term 1 year and Maximum Term 30 years.

What you get

  • Receive a discounted rate for the first two years, then a revert to the Standard Variable Rate*

  • Unlimited free redraws with no minimum redraw amount (owner occupied loans)

  • 100% offset facility

  • Zero monthly or annual account-keeping fees

  • Flexible repayment options

  • Unlimited additional repayments

  • Available on loans for Owner Occupied or Residential Investment properties


To find all Flexible Choice Owner Occupied rates, see the Rates drop-down list below the calculator on this page.

Looking for another loan type?
Home Loan interest rates range from 4.54% p.a. to 9.04% p.a.
(Comparison rates range from 5.15% p.a. to 8.70% p.a.)

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Quick
Repayment Calculator

Rates
Interest Rate
LVR
Introductory Rate
Annual Rate
Comparision Rate
24 Month Introductory Offer
<80%
n/a
6.39%
7.98%
Flexible Choice Home Loan (SVR)
<=80%
NA
8.34%
8.40%
All Interest Rates
Fees
Name
Cost
Establishment fee - new mortgage
$600.00
Establishment fee - existing mortgage
$300.00
Discharge Fee
$250
All fees and charges
Terms & Conditions

The rate includes a discount for two years from the loan settlement date. At the end of the two year period the rate will revert to the Back to Basic standard rate for the remainder of the life of the loan. The offer does not apply to refinances or switches from other BankWAW home loan products. The offer is not available to company and trust account holders. Interest rate is subject to change.