Notice is hereby given that the 57th Annual General Meeting (AGM) of WAW Credit Union Co-operative Limited (ABN 48 087 651 787) trading as BankWAW, will be held at 6.00 pm, Tuesday 17 November 2026 at the Hovell Tree Inn, 614 Hovell St, Albury NSW 2640.

Business of the Meeting
1. Welcome and apologies.

2. To receive the minutes of WAW Credit Union Co-operative Limited’s 56th AGM held on 19 November 2025. Copies will be made available at the meeting, or on request by phoning 02 6022 8422 or by emailing [email protected].

Financial Reports
3. To receive and consider the Financial Statements, the Directors’ Report and the Auditor’s Report for the financial year ended 30 June 2026. Note: The reports are available online at www.bankwaw.com. or on request by phoning 02 6022 8422 or by emailing [email protected].

Election of Directors
4. Elect three Directors. Following the Call for Nominations process, and subsequent assessments carried out by the Director Nominations Committee, three candidates are available to fill four vacancies on the Board. In accordance with the Constitution, the election process has been discontinued, and each candidate will be considered for appointment by a separate ordinary resolution.

To consider and, if thought fit, to pass each of the following as a separate ordinary resolution:

a) “That Julie Guest be appointed as a Director of WAW Credit Union Co-operative Limited for a term commencing at the conclusion of the 2026 AGM and ending at the conclusion of the 2029 AGM.”

b) “That Fiona Shanks be appointed as a Director of WAW Credit Union Co-operative Limited for a term commencing at the conclusion of the 2026 AGM and ending at the conclusion of the 2029 AGM.”

c) “That Brendan McGrath be appointed as a Director of WAW Credit Union Co-operative Limited for a term commencing at the conclusion of the 2026 AGM and ending at the conclusion of the 2029 AGM.”

See Explanatory Note for further details.

Remuneration of Directors
5. To consider and, if thought fit, to pass the following resolution as an ordinary resolution: “That the aggregate annual remuneration payable to elected Directors of WAW Credit Union Co-operative Limited, inclusive of the Superannuation Guarantee, be set at a maximum of $269,810 for the period commencing at the conclusion of the 2026 AGM, with the allocation of this amount amongst elected Directors to be determined by the Board.” See Explanatory Note for further details.

Explanatory Notes Election of Directors and Remuneration of Directors.

Michael Mack
Company Secretary/Chief Executive Officer
26 October 2026
 

Notes

• This Notice of Meeting and the accompanying Explanatory Notes are available on the BankWAW website at www.bankwaw.com.au and at all BankWAW Service Centres, including the Registered Head Office. Copies are available on request by phoning 02 6022 8422 or emailing [email protected]. A shareholder entitled to vote at the AGM may request personal notice of the meeting using these contact details.
• Shareholders entitled to attend and vote may appoint a proxy, who need not be a shareholder. Those entitled to two or more votes may appoint two proxies and specify the proportion or number of votes each may exercise. Proxy forms are available using the contact details above and must be received, with any required authority, by 6.00 pm on Sunday 15 November 2026.
• At this in-person meeting, resolutions will be decided on a show of hands unless a poll is demanded or required. Proxies may vote on a poll, but not a show of hands, in accordance with the Constitution and Corporations Act.
• For joint accounts, only the registered shareholder may vote in their own right. This is not necessarily the first-named account holder and is determined by Members at the point of account opening.