Home loans that fit your lifestyle

BankWAW offer a range of low interest rates home loans that enable you to buy, build or renovate your home or refinance your mortgage. Do you prefer the lowest interest rate home loan, or the security of a fixed term home loan? Do you want an offset account? The choice is yours, and one of our experienced lenders in your local service centre is always happy to help you find the best one for you.

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I want the lowest variable rate

Variable Rate

5.94% %

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Comparison rate*

6.27% %

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Features

I want the lowest fixed rate

Fixed Rate

5.65% %

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Comparison rate*

7.59% %

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Features

I want the whole package

Variable Rate

6.39% %

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Comparison rate*

7.98% %

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Features

Calculators to help you find the right home loan

Use our easy home loan calculators to see how much you can borrow, what your repayments would be, and compare the home loans we offer. And if you have any question, please do not hesitate to get in touch!

More about home loans

We have home loans to finance your next home or an investment property, and we are happy to look at the benefit of refinancing your existing mortgage. We also offer home equity loans, allowing you to borrow against the value of your property. If you are a first home buyer, BankWAW is part of the Home Guarantee Scheme which may allow you to buy your first home with a deposit as little as 5%.

Things to consider when looking for a home loan

1. Figure out what you can afford

Use our handy calculator to see how much you can borrow, or our repayments calculator to see what your monthly repayments will be. Make sure you can afford the loan, now and in future. Consider what may change to your income and expenses in future, for instance when you want to start a family, or work more or less.

2. Find home loans that match your needs

Shop around and compare home loans. Find interest rates, terms and conditions, features and look carefully at fees and charges. The comparison rate is useful for a general idea of the true cost of a loan: it includes fees and charges for a standard loan. Decide if you want a variable or fixed rate, an offset account and a redraw facility. Also make sure you are dealing with a trustworthy and reputable lender, and one who you can talk to when you need help or support.

3. See if you pre-qualify

Talk to a home loan provider to see if you pre-qualify for a home loan. They may also help you understand and choose the right home loan. We are happy to offer personal advice at a service centre near you, or over the phone, whereas other lenders may offer pre-qualification online.

4. Start collecting paperwork

You need evidence for a home loan application, so you may as well start collecting it. Gather documentation that show your income, assets, debts, expenses and employment so you don’t need to scramble once you found the right property.

BankWAW has a friendly home loan specialist in all its service centres around the region

Here to help

Jess helps customers find the best home loan in Wodonga. You will find one of her colleagues in our other service centres in the region, ready to answer your questions and lend you a helping hand. 

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