24 Hour conditional approval*

0 monthly fees

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A personal overdraft loan, also known as a personal line of credit, can help provide financial security and stability by covering unforeseen expenses brought about by issues encountered while traveling or on vacation, transitioning to a new home, and daily living costs. BankWAW offers low interest rates for secured facilities.

  • ​Lower interest rates for secured facilities

  • Interest calculated daily and charged at the end of month

  • Minimum monthly repayment of 5% of outstanding balance or $50 per month, whichever is the greater, for personal overdraft accounts.

  • ​Make repayments over 1 year to 7 years

Estimate your repayments with our personal loan calculator.

Interest rate ranges from 6.19% p.a. to 11.54% p.a.
(Comparison rate ranges from 6.82% p.a. to 12.20% p.a.)

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Interest Rate
Introductory Rate
Annual Rate
Comparision Rate
Secured Personal Overdraft
From 6.79%
All Interest Rates
Personal loan establishment fee
Personal loan top-up fee
All fees and charges