BankWAW — Flexible Choice

What you get

Receive a discounted rate for the first two years, then a revert to the Standard Variable Rate*
Unlimited free redraws with no minimum redraw amount (owner occupied loans)
100% offset facility
Zero monthly or annual account-keeping fees
Flexible repayment options
Unlimited additional repayments
Available on loans for Owner Occupied or Residential Investment properties

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Quick Repayment
Calculator

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% Rate

Loan term (years)

=^$7^18.33/month*

Rates

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
24 Month Introductory Offer	<=80%	Principal & Interest	2.39%	4.03%
	<=80%	Interest Only	2.54%	4.18%
	80.01% <= 90%	Principal & Interest	2.49%	4.13%
	80.01% <= 90%	Interest Only	2.64%	4.28%
	90.01% - 95%	Principal & Interest	2.59%	4.23%
	90.01% - 95%	Interest Only	2.74%	4.38%

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
Flexible Choice Home Loan (SVR)	<=80%	Principal & Interest	4.34%	4.38%
	<=80%	Interest Only	4.49%	4.53%
	80.01% <= 90%	Principal & Interest	4.44%	4.48%
	80.01% <= 90%	Interest Only	4.59%	4.63%
	90.01% - 95%	Principal & Interest	4.54%	4.58%
	90.01% - 95%	Interest Only	4.69%	4.73%

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
Owner Occupied Fixed 1 Year	<=80%	Principal & Interest	2.85%	4.24%
Owner Occupied Fixed 1 Year	<=80%	Interest Only	3.00%	4.39%
Owner Occupied Fixed 1 Year	80.01% <= 90%	Principal & Interest	2.95%	4.34%
Owner Occupied Fixed 1 Year	80.01% <= 90%	Interest Only	3.10%	4.49%
Owner Occupied Fixed 1 Year	90.01% - 95%	Principal & Interest	3.05%	4.44%
Owner Occupied Fixed 1 Year	90.01% - 95%	Interest Only	3.20%	4.59%
Owner Occupied Fixed 2 Year	<=80%	Principal & Interest	3.25%	4.19%
Owner Occupied Fixed 2 Year	<=80%	Interest Only	3.40%	4.34%
Owner Occupied Fixed 2 Year	80.01% <= 90%	Principal & Interest	3.35%	4.29%
Owner Occupied Fixed 2 Year	80.01% <= 90%	Interest Only	3.50%	4.44%
Owner Occupied Fixed 2 Year	90.01% - 95%	Principal & Interest	3.45%	4.39%
Owner Occupied Fixed 2 Year	90.01% - 95%	Interest Only	3.60%	4.53%
Owner Occupied Fixed 3 Year	<=80%	Principal & Interest	3.55%	4.18%
Owner Occupied Fixed 3 Year	<=80%	Interest Only	3.70%	4.33%
Owner Occupied Fixed 3 Year	80.01% <= 90%	Principal & Interest	3.65%	4.28%
Owner Occupied Fixed 3 Year	80.01% <= 90%	Interest Only	3.80%	4.43%
Owner Occupied Fixed 3 Year	90.01% - 95%	Principal & Interest	3.75%	4.38%
Owner Occupied Fixed 3 Year	90.01% - 95%	Interest Only	3.90%	4.52%
Owner Occupied Fixed 4 Year	<=80%	Principal & Interest	4.50%	4.44%
Owner Occupied Fixed 4 Year	<=80%	Interest Only	4.65%	4.59%
Owner Occupied Fixed 4 Year	80.01% <= 90%	Principal & Interest	4.60%	4.54%
Owner Occupied Fixed 4 Year	80.01% <= 90%	Interest Only	4.75%	4.69%
Owner Occupied Fixed 4 Year	90.01% - 95%	Principal & Interest	4.70%	4.64%
Owner Occupied Fixed 4 Year	90.01% - 95%	Interest Only	4.85%	4.79%
Owner Occupied Fixed 5 Year	<=80%	Principal & Interest	4.75%	4.55%
Owner Occupied Fixed 5 Year	<=80%	Interest Only	4.90%	4.71%
Owner Occupied Fixed 5 Year	80.01% <= 90%	Principal & Interest	4.85%	4.66%
Owner Occupied Fixed 5 Year	80.01% <= 90%	Interest Only	5.00%	4.81%
Owner Occupied Fixed 5 Year	90.01% - 95%	Principal & Interest	4.95%	4.76%
Owner Occupied Fixed 5 Year	90.01% - 95%	Interest Only	5.10%	4.91%

All Interest Rates

Fees

Name	Cost
Establishment fee - new mortgage	$600.00
Establishment fee - existing mortgage	$300.00
Discharge Fee	$250

I want the whole package

2.39%

4.03%

2.39%

4.03%

2-year discounted interest rate

100% offset account

Unlimited free redraws

$0 monthly or annual fees

What you get

Apply today

Quick Repayment
Calculator

=^$7^18.33/month*

Ask us anything!

1300 368 555

Email us

Service Centres

Get the WAW app

I want the whole package

2.39%

4.03%

2.39%

4.03%

2-year discounted interest rate

100% offset account

Unlimited free redraws

$0 monthly or annual fees

What you get

Apply today

Quick Repayment Calculator

=$718.33/month*

Ask us anything!

1300 368 555

Email us

Service Centres

Get the WAW app

Quick Repayment
Calculator

=^$7^18.33/month*