BankWAW — Flexible Choice

What you get

Receive a discounted rate for the first two years, then a revert to the Standard Variable Rate*
Unlimited free redraws with no minimum redraw amount (owner occupied loans)
100% offset facility
Zero monthly or annual account-keeping fees
Flexible repayment options
Unlimited additional repayments
Available on loans for Owner Occupied or Residential Investment properties

Compare Loans

Apply Now

Apply today

Call 1300 368 555

Got home loan questions? Give us a call on 1300 368 555 and we'll help you out.

Get a callback

Visit a branch

Quick Repayment
Calculator

How much do you want to borrow?

% Rate

Loan term (years)

=^$7^18.33/month*

Rates

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
24 Month Introductory Offer	<=80%	Principal & Interest	2.89%	4.53%
	<=80%	Interest Only	3.04%	4.68%
	80.01% <= 90%	Principal & Interest	2.99%	4.63%
	80.01% <= 90%	Interest Only	3.14%	4.78%
	90.01% - 95%	Principal & Interest	3.09%	4.73%
	90.01% - 95%	Interest Only	3.24%	4.88%

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
Flexible Choice Home Loan (SVR)	<=80%	Principal & Interest	4.84%	4.88%
	<=80%	Interest Only	4.99%	5.03%
	80.01% <= 90%	Principal & Interest	4.94%	4.98%
	80.01% <= 90%	Interest Only	5.09%	5.13%
	90.01% - 95%	Principal & Interest	5.04%	5.08%
	90.01% - 95%	Interest Only	5.19%	5.23%

Interest Rates	LVR	Repayments	Annual Rate	Comparison Rate
Owner Occupied Fixed 1 Year	<=80%	Principal & Interest	3.75%	4.78%
Owner Occupied Fixed 1 Year	<=80%	Interest Only	3.90%	4.93%
Owner Occupied Fixed 1 Year	80.01% <= 90%	Principal & Interest	3.85%	4.88%
Owner Occupied Fixed 1 Year	80.01% <= 90%	Interest Only	4.00%	5.03%
Owner Occupied Fixed 1 Year	90.01% - 95%	Principal & Interest	3.95%	4.98%
Owner Occupied Fixed 1 Year	90.01% - 95%	Interest Only	4.10%	5.13%
Owner Occupied Fixed 2 Year	<=80%	Principal & Interest	4.50%	4.82%
Owner Occupied Fixed 2 Year	<=80%	Interest Only	4.65%	4.97%
Owner Occupied Fixed 2 Year	80.01% <= 90%	Principal & Interest	4.60%	4.92%
Owner Occupied Fixed 2 Year	80.01% <= 90%	Interest Only	4.75%	5.07%
Owner Occupied Fixed 2 Year	90.01% - 95%	Principal & Interest	4.70%	5.02%
Owner Occupied Fixed 2 Year	90.01% - 95%	Interest Only	4.85%	5.17%
Owner Occupied Fixed 3 Year	<=80%	Principal & Interest	5.00%	4.93%
Owner Occupied Fixed 3 Year	<=80%	Interest Only	5.15%	5.08%
Owner Occupied Fixed 3 Year	80.01% <= 90%	Principal & Interest	5.10%	5.03%
Owner Occupied Fixed 3 Year	80.01% <= 90%	Interest Only	5.25%	5.18%
Owner Occupied Fixed 3 Year	90.01% - 95%	Principal & Interest	5.20%	5.13%
Owner Occupied Fixed 3 Year	90.01% - 95%	Interest Only	5.35%	5.28%
Owner Occupied Fixed 4 Year	<=80%	Principal & Interest	5.25%	5.03%
Owner Occupied Fixed 4 Year	<=80%	Interest Only	5.40%	5.18%
Owner Occupied Fixed 4 Year	80.01% <= 90%	Principal & Interest	5.35%	5.13%
Owner Occupied Fixed 4 Year	80.01% <= 90%	Interest Only	5.50%	5.28%
Owner Occupied Fixed 4 Year	90.01% - 95%	Principal & Interest	5.45%	5.23%
Owner Occupied Fixed 4 Year	90.01% - 95%	Interest Only	5.60%	5.38%
Owner Occupied Fixed 5 Year	<=80%	Principal & Interest	5.50%	5.16%
Owner Occupied Fixed 5 Year	<=80%	Interest Only	5.65%	5.21%
Owner Occupied Fixed 5 Year	80.01% <= 90%	Principal & Interest	5.60%	5.26%
Owner Occupied Fixed 5 Year	80.01% <= 90%	Interest Only	5.75%	5.31%
Owner Occupied Fixed 5 Year	90.01% - 95%	Principal & Interest	5.70%	5.36%
Owner Occupied Fixed 5 Year	90.01% - 95%	Interest Only	5.85%	5.41%

All Interest Rates

Fees

Name	Cost
Establishment fee - new mortgage	$600.00
Establishment fee - existing mortgage	$300.00
Discharge Fee	$250

I want the whole package

2.89%

4.53%

2.89%

4.53%

2-year discounted interest rate

100% offset account

Unlimited free redraws

$0 monthly or annual fees

What you get

Apply today

Quick Repayment
Calculator

=^$7^18.33/month*

Ask us anything!

1300 368 555

Email us

Service Centres

Get the WAW app

I want the whole package

2.89%

4.53%

2.89%

4.53%

2-year discounted interest rate

100% offset account

Unlimited free redraws

$0 monthly or annual fees

What you get

Apply today

Quick Repayment Calculator

=$718.33/month*

Ask us anything!

1300 368 555

Email us

Service Centres

Get the WAW app

Quick Repayment
Calculator

=^$7^18.33/month*